The best instrument for your passion

The best instrument
for your passion

Comprehensive protection for musical instruments of orchestras and professional musicians

The best instrument <br>for your passion

Security for music professionals
Music is arguably the most beautiful language in the world. Everyone understands it – and everyone wants to speak it. Yet only a few master it to perfection. The people whose lives revolve around scores, symphonies and chords depend on one thing above all else: the perfect condition of their instruments.

Protected every moment of the day
In many cases, the instruments in question have been custom-made to suit the preferences of the player of the instrument. We offer protection for these exceptional values – through professional insurance solutions designed for orchestras, professional musicians and music lovers.

Our service always plays first fiddle

Our service always
plays first fiddle

Overview of ERGO insurance for musical instruments

  • The insurance is for musical instruments and accessories such as music sheets and violin cases
  • All venues in and beyond the policyholder’s place of residence are insured, such as in concert halls and hotels
  • Shipping and use of the musical instruments are also insured
  • Both professional and private use of the musical instruments can be insured, and also instruments on loan and hired instruments

Bad luck sometimes
calls the tune

Loss examples from our daily insurance business

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Rehearsal blues
During an orchestra rehearsal, a violin bow falls to the ground. It is cracked and can no longer be played on. ERGO indemnifies the loss, paying for both the repair and the loss in value.

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Cello on the run
Despite secure storage, a precious cello is stolen from the rehearsal room on a concert tour. All efforts to retrieve it are in vain, the thief remains at large and the cello lost. ERGO indemnifies the loss.

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Double trouble
On the way to the concert hall, a musician is involved in a car accident – and luckily, only slightly injured. Unfortunately, the bell of his tuba is badly damaged in the accident – even though it was in its instrument case. The instrument is damaged irreparably – ERGO pays out the agreed amount insured.

Sounds good: bespoke solutions, also for dealers, collectors and manufacturers

Music is our passion. We therefore not only offer musicians bespoke insurance solutions, but everyone else involved with instruments, no matter whether collectors, manufacturers or shippers.

And irrespective of whether violin makers or piano dealers – we create individual solutions that not only sound good, but impress in every respect. We will be happy to advise you.

Our service is music to your ears

Making more possible – ERGO knows how to do it. Find out all the details of our exclusive services.

More information
Our service is music to your ears
“ERGO designs the first children’s gaming website for the Kunstpalast Museum.”

“ERGO designs the first children’s gaming website for the Kunstpalast Museum.”

In 2019, the Düsseldorf Kunstpalast was the first museum in Germany to launch an interactive website for children.

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“Precious booty, fleeing robbers – and the insurers on their heels”

“Precious booty, fleeing robbers – and the insurers on their heels”

The burglaries of an ingenious, not to mention charming, jewel thief with a spectacular chase across the rooftops of Nice makes for great entertainment on the cinema screen.

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“What does an art historian at ERGO do exactly?”

“What does an art historian at ERGO do exactly?”

Johannes Kasek spends a lot of his time with precious items: he assesses art objects and their risks.

More information

All our expertise for your passion

Do you have any questions about products, services or bespoke insurance? We will be happy to advise you:

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