Some valuables are not only very personal, but also evoke special feelings. Rings and gems, for example. The same is true of watches, pearls and all kinds of jewellery. Those dealing in such pieces are not only selling values, but a sense of style, life dreams – and sometimes even true love.
However, buying and selling jewellery, watches and precious gems always carries high risks. So seeking optimum protection is essential. ERGO helps you do so. With bespoke insurance solutions that take every risk into account – and thus best protect your business.
Great values can
become great losses
Loss examples from our daily insurance business
Daylight robbery
A man enters a jeweller’s shop and is shown various precious diamond rings. Suddenly he pulls out a gun, grabs the rings and makes his escape. By the time the police arrives, he is long gone. ERGO indemnifies the loss and pays the jeweller €50,000 in line with the agreed amount insured.
Break-in with a car
Unknown culprits drive into a jeweller’s shop window in the middle of the night with a stolen vehicle. Although the alarm system sounds immediately, the culprits manage to escape with jewellery totalling €75,000. In accordance with the contract terms and conditions, ERGO indemnifies the loss and replaces the stolen jewellery in line with the agreed amount insured.
Beware of hold-ups
On the way to a customer, a jeweller is held up by assailants in an underground car park. They steal his collection case containing jewellery worth €126,000. ERGO indemnifies the loss in line with the agreed amount insured.
Insurance with lots in store for you
The highlights of ERGO transit and storage insurance for jewellers and gem dealers
- Insurance cover for jewellery, watches, precious gems and other jewellery retail, wholesale dealers and jewellers
- Protection against all manner of damage, destruction and loss based on all-risks cover, including for instance loss through theft and fire
- Insurance coverage includes the premises, safe deposit boxes, during shipping, business trips, presentations and sales negotiations
- The insurance also covers con tricks and theft from window displays
- Participation in exhibitions or trade fairs can also be insured
- Bespoke loss prevention advice and in-depth support following robberies are included automatically
We craft security – also for the makers and manufacturers of jewellery and watches
ERGO also offers insurance solutions for watchmakers and goldsmiths. Valuables made of gold and platinum are very tempting – not only in jewellers’ and collectors’ displays.
ERGO offers comprehensive insurance for watch and jewellery makers – and is expert at crafting maximum security.
A brilliant proposal: discover our services
Making more possible – ERGO knows how to do it. Find out all the details of our exclusive services.
More information
All our expertise for your business
Do you have any questions about products, services or bespoke insurance? We will be happy to advise you:
Write us!